Intra-Group Exposure Assessment evaluates how much credit risk is connected across entities under common ownership, management, control, or financial dependence. MSME borrowers often operate through multiple firms, sister concerns, promoter entities, or family-owned businesses. A facility may look acceptable at borrower level but become risky when group debt, guarantees, inter-company transactions, and shared cash flows are considered. For example, one entity may borrow while another provides collateral or sales support, making the lender exposed to the wider group. This assessment matters because stress in one group entity can quickly affect others through fund transfers, common customers, or shared promoters. The common caution is to identify related parties properly and avoid underestimating aggregate exposure.