Our Collateral Value represents monetary field representing our collateral value for a borrower, facility, collateral, or transaction. It is used to calculate eligibility, exposure, coverage, approval level, and monitoring triggers. Specify currency, units, as-of date, and whether it is proposed, sanctioned, outstanding, or assessed. In secured lending, it affects collateral comfort, charge creation, valuation, enforceability and the lender’s recovery position if the account turns stressed. The practical credit value comes from enforceability and control, not only from the value entered in the system. For example, the lender should check whether the security value, ownership, charge ranking and enforceability support the proposed exposure. It matters because collateral quality is useful only when the security is correctly identified, valued, documented and legally enforceable. The common caution is to separate estimated value from enforceable value and to confirm ownership, charge ranking, insurance, documentation and perfection status.