Review cum enhancement is the evaluation of cum enhancement as part of credit underwriting or portfolio monitoring. It helps the lender identify risk, repayment comfort, policy compliance, and required mitigants. Define the scoring basis, source data, frequency, and approval impact before using it. In MSME lending, it shapes how the facility is structured, priced, documented, disbursed and monitored after sanction. It helps convert raw borrower information into a clear credit narrative, especially when the relationship involves multiple facilities, lenders or business activities. For example, renewal of a cash-credit limit should consider conduct, turnover, stock statements, financials, covenants and current exposure. It matters because facility terms influence cash-flow burden, utilisation behaviour, approval authority, documentation and customer communication. The common caution is to verify the amount, tenor, repayment cycle, moratorium, security, renewal terms and approval conditions instead of reading the field in isolation.