Limit Renewal Risk Review reassesses whether an existing credit limit should continue, reduce, increase, or carry additional conditions. In MSME lending, renewal is not just an administrative extension; it is a chance to review account conduct, sales trend, financial results, stock statements, drawing power, collateral adequacy, documentation, and early-warning signals. For example, a borrower may request renewal of a cash-credit limit even though turnover routing has fallen and receivables have aged. This review matters because risk may have changed since the original sanction. The common caution is to avoid renewing limits mechanically based only on past approval. The file should clearly record what has improved, what has weakened, and what mitigants are required.