Login Fee Waiver records whether the normal login fee has been waived fully or partly for a borrower or proposal. In MSME lending, waivers may be granted for relationship reasons, campaign offers, strategic accounts, pricing negotiations, government schemes, or internal approvals. For example, a repeat borrower with strong relationship value may receive a waiver subject to branch or credit authority approval. This field matters because fee waivers affect income, customer terms, and policy compliance. The common caution is to ensure that the waiver is approved by the right authority and documented with reason, amount, and validity. A waiver should not be entered informally just to move the case forward.