Modification of limits refers to any approved change in the borrower’s existing credit limit. In MSME lending, limits may be enhanced due to business growth, reduced because of weak conduct, temporarily increased for seasonal need, converted between products, or modified after review. For example, a borrower may request higher cash-credit limit based on increased turnover and working-capital cycle, but the lender may approve only part of it with additional collateral. This field matters because every limit change affects exposure, documentation, pricing, security, and approval authority. The common caution is to record old limit, new limit, effective date, reason, approving authority, and revised conditions so operations and monitoring teams implement the change correctly.